/* =====================================================================
   PSL Freedom Native · main.css
   Lenguaje visual Consilix (panel hero redondeado inset, nav en píldora de vidrio,
   paneles oscuros con curvas de nivel, botones píldora con círculo y flecha)
   en paleta blanco · azul · rojo. Motivo gráfico: barrido de tres franjas (rojo, blanco, rojo).
   ===================================================================== */

@font-face{font-family:"Hanken Grotesk";src:url(../fonts/hanken-grotesk-var.woff2) format("woff2");font-weight:100 900;font-style:normal;font-display:swap}

:root{
  --ink:#0A1B3D;          /* azul marino: titulares y paneles oscuros */
  --night:#071430;        /* panel más profundo */
  --blue:#1F3FD1;         /* azul libertad: botones y acentos */
  --blue-deep:#16309F;
  --blue-soft:#EEF1FB;
  --red:#C8102E;          /* rojo: punto de las píldoras, alertas, franjas */
  --mist:#F3F5FA;         /* fondo de página */
  --white:#FFFFFF;
  --line:#DCE2EE;
  --text:#3B465F;
  --muted:#5B6478;
  --radius-xl:28px;
  --radius-lg:24px;
  --radius-md:18px;
  --gutter:24px;
  --maxw:1280px;
  --font:"Hanken Grotesk",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:100px}
body{margin:0;position:relative;background:var(--mist);color:var(--text);font-family:var(--font);font-size:16.5px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg,iframe{max-width:100%;display:block}
img{height:auto}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
p{margin:0 0 1em}
h1,h2,h3,h4{color:var(--ink);font-weight:600;letter-spacing:-.025em;line-height:1.1;margin:0 0 .5em}
ul,ol{margin:0;padding:0}
:focus-visible{outline:3px solid #9DB0FF;outline-offset:3px;border-radius:6px}
.screen-reader-text{position:absolute!important;clip:rect(1px,1px,1px,1px);width:1px;height:1px;overflow:hidden}
.skip-link{position:absolute;left:12px;top:-60px;z-index:200;background:var(--white);color:var(--ink);padding:10px 16px;border-radius:10px;font-weight:600}
.skip-link:focus{top:12px}

.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 var(--gutter)}
.wrap--prose{max-width:820px}
.center{text-align:center}

/* ---------- Tipografía ---------- */
.display{font-size:clamp(38px,4.3vw,62px);line-height:1.02;letter-spacing:-.04em;color:var(--white);margin:0 0 24px;font-weight:600}
.h2{font-size:clamp(30px,3.4vw,50px);line-height:1.06;letter-spacing:-.035em;margin:0 0 20px}
.h2--light{color:var(--white)}
.h3{font-size:clamp(22px,2vw,28px);line-height:1.15;letter-spacing:-.025em}
.lead{font-size:clamp(17px,1.3vw,19px);line-height:1.6;color:#2B3650}
.lead--light{color:rgba(255,255,255,.82)}
.fine{font-size:14px;color:var(--muted)}
.fine--light{color:rgba(255,255,255,.6)}
.fine--light a{color:#B9C6FF}

/* ---------- Píldora (eyebrow) ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:9px;margin:0 0 20px;padding:6px 15px 6px 11px;border-radius:999px;background:var(--white);border:1px solid var(--line);font-size:13.5px;font-weight:500;color:var(--ink);line-height:1.3}
.eyebrow__dot{width:7px;height:7px;border-radius:50%;background:var(--red);flex:none}
.eyebrow--glass{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.2);color:var(--white);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}

/* ---------- Botones ---------- */
.btn{display:inline-flex;align-items:center;gap:14px;min-height:54px;padding:6px 6px 6px 24px;border-radius:999px;font-size:15.5px;font-weight:600;line-height:1.2;text-decoration:none!important;border:1.5px solid transparent;transition:background .2s,border-color .2s,color .2s;cursor:pointer}
.btn__ico{width:42px;height:42px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;flex:none;transition:transform .25s ease}
.btn__ico svg{width:18px;height:18px}
.btn:hover .btn__ico{transform:rotate(45deg)}
.btn[href^="tel:"]:hover .btn__ico{transform:none}
.btn--blue{background:var(--blue);color:var(--white)}
.btn--blue .btn__ico{background:var(--white);color:var(--blue)}
.btn--blue:hover{background:var(--blue-deep)}
.btn--light{background:var(--white);color:var(--ink)}
.btn--light .btn__ico{background:var(--blue);color:var(--white)}
.btn--light:hover{background:#E8ECF8}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn--ghost .btn__ico{background:var(--blue-soft);color:var(--blue)}
.btn--ghost:hover{border-color:var(--ink)}
.btn--ghost-light{background:transparent;color:var(--white);border-color:rgba(255,255,255,.35)}
.btn--ghost-light .btn__ico{background:rgba(255,255,255,.14);color:var(--white)}
.btn--ghost-light:hover{border-color:var(--white)}
.btn--sm{min-height:46px;padding:4px 4px 4px 18px;font-size:14.5px;gap:10px}
.btn--sm .btn__ico{width:36px;height:36px}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn-row--center{justify-content:center}

/* ---------- Checklist ---------- */
.checklist{list-style:none;display:grid;gap:12px;margin:0 0 20px}
.checklist li{display:flex;gap:12px;align-items:flex-start;color:var(--ink);font-weight:500}
.checklist svg{width:24px;height:24px;flex:none;color:var(--blue);margin-top:1px}
.checklist--cols{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:28px}
.checklist--tight{gap:8px}
.checklist--tight li{font-size:15.5px}
.checklist--light li{color:var(--white)}
.checklist--light svg{color:#A9B9FF}

/* =====================================================================
   PANELES (la pieza central de Consilix: bloques inset con radio grande)
   ===================================================================== */
.panel{position:relative;margin:0 16px;border-radius:var(--radius-xl);overflow:hidden;isolation:isolate}
.panel__bg{position:absolute;inset:0;z-index:-1;pointer-events:none}
.sweep{position:absolute;inset:0;background:url(../img/sweep.svg) right bottom/cover no-repeat;opacity:.55}
.sweep--soft{opacity:.22}
.sweep--right{opacity:.4;background-position:right center}

/* Hero (home + interiores) */
.panel--hero{margin-top:16px;background:var(--ink);color:var(--white)}
.panel--hero .panel__bg{
  background:
    radial-gradient(80% 90% at 85% 10%,rgba(46,84,255,.45) 0%,transparent 60%),
    radial-gradient(60% 70% at 0% 100%,rgba(31,63,209,.35) 0%,transparent 60%),
    url(../img/topo.svg) center/cover,
    linear-gradient(135deg,#0B2052 0%,#071430 100%);
}
.panel--hero.has-photo .panel__bg{
  background:
    linear-gradient(100deg,rgba(7,20,48,.94) 0%,rgba(10,27,61,.82) 42%,rgba(10,27,61,.45) 100%),
    var(--hero-photo) center/cover no-repeat;
}
.panel--hero.has-photo .sweep{opacity:.22}

.home-hero{min-height:min(920px,100vh)}
.home-hero__grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:56px;align-items:center;padding-top:150px;padding-bottom:84px}
.home-hero__lead{font-size:18px;line-height:1.65;color:rgba(255,255,255,.82);max-width:600px}
.home-hero__tagline{font-size:20px;font-weight:600;color:var(--white);letter-spacing:-.01em;margin:0}
.home-hero__form{max-width:480px;justify-self:end;width:100%}

.page-hero{min-height:500px;display:flex;align-items:flex-end}
.page-hero__grid{display:grid;grid-template-columns:minmax(0,1fr);gap:56px;padding-top:168px;padding-bottom:84px;align-items:center}
.page-hero--split .page-hero__grid{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr)}
.page-hero__copy{max-width:820px}
.page-hero__title{font-size:clamp(36px,4.4vw,62px);line-height:1.04;letter-spacing:-.04em;color:var(--white);margin:0 0 22px}
.page-hero__lead{font-size:18px;color:rgba(255,255,255,.8);max-width:680px}
.page-hero__tagline{font-size:20px;font-weight:600;color:var(--white)}
.page-hero__aside{max-width:480px;width:100%;justify-self:end}
.crumbs{display:flex;gap:10px;font-size:14px;color:rgba(255,255,255,.6);margin-bottom:22px}
.crumbs a{color:rgba(255,255,255,.8)}

/* Panel oscuro con curvas de nivel ("Latest Services") */
.panel--dark{background:var(--night) url(../img/topo.svg) center/cover;color:rgba(255,255,255,.78);padding:110px 0}
.panel--dark p{color:rgba(255,255,255,.75)}

/* Banda de foto ancha */
.panel--band{min-height:640px;display:flex;align-items:center;color:rgba(255,255,255,.82);background:var(--ink)}
.panel--band .panel__bg{background:radial-gradient(70% 90% at 100% 50%,rgba(46,84,255,.5),transparent 60%),linear-gradient(120deg,#0B2052,#071430)}
.panel--band.has-photo .panel__bg{background:linear-gradient(90deg,rgba(7,20,48,.92) 0%,rgba(7,20,48,.7) 50%,rgba(7,20,48,.35) 100%),var(--hero-photo) center/cover no-repeat}
.panel--band p{color:rgba(255,255,255,.8)}

/* Banda degradada (CTA) */
.panel--gradient{background:linear-gradient(100deg,#0A1B3D 0%,#132B78 48%,#7F8CAE 100%);color:var(--white)}
.panel--mist{background:#E8EDF7}

/* ---------- Secciones ---------- */
.sec{padding:120px 0}
.sec--tight{padding:20px 0}
.sec--flush-top{padding-top:0}
.split-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:64px;align-items:end;margin-bottom:56px}
.split-head .h2{margin-bottom:0}
.split-head .lead{margin:0}

/* =====================================================================
   HOME
   ===================================================================== */

/* Collage "about" */
.about-split__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:80px;align-items:center}
.collage{position:relative;padding:28px 0 64px 28px}
.collage__main{width:80%;aspect-ratio:4/5;border-radius:var(--radius-xl);overflow:hidden;background:var(--ink)}
.collage__main img{width:100%;height:100%;object-fit:cover}
.collage__inset{position:absolute;right:0;bottom:0;width:40%;aspect-ratio:1;border-radius:24px;overflow:hidden;border:8px solid var(--mist);background:var(--blue)}
.collage__inset img{width:100%;height:100%;object-fit:cover}
.float-card{position:absolute;top:0;left:0;display:flex;gap:12px;align-items:center;background:var(--white);border-radius:18px;padding:14px 18px 14px 14px;box-shadow:0 24px 40px -24px rgba(10,27,61,.45)}
.float-card__ico{width:44px;height:44px;border-radius:50%;background:var(--blue);color:var(--white);display:flex;align-items:center;justify-content:center}
.float-card__ico svg{width:22px;height:22px}
.float-card strong{display:block;color:var(--ink);font-size:18px;line-height:1.1}
.float-card small{font-size:13px;color:var(--muted)}

/* Ilustraciones de respaldo */
.art-card{position:relative;width:100%;height:100%;display:flex;align-items:center;justify-content:center;background:radial-gradient(90% 70% at 20% 10%,rgba(46,84,255,.55),transparent 60%),linear-gradient(160deg,#0E2766,#071430)}
.art-card .sweep{opacity:.5}
.art-statement{position:relative;width:70%;margin:-18% 10% 0 0;background:var(--white);border-radius:18px;padding:22px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.art-statement__row{display:flex;align-items:center;gap:10px;justify-content:space-between}
.art-statement__label{font-size:13px;font-weight:600;color:var(--muted);margin:16px 0 10px}
.art-dot{width:28px;height:28px;border-radius:50%;background:var(--blue-soft);flex:none}
.art-line{height:10px;border-radius:6px;background:#E3E8F3;flex:1}
.art-line.w60{max-width:60%}
.art-line.w40{max-width:40%}
.art-bars{display:flex;align-items:flex-end;gap:8px;height:120px;margin-bottom:16px}
.art-bars i{flex:1;height:var(--h);background:#D9E0F5;border-radius:6px 6px 3px 3px}
.art-bars i.is-hi{background:var(--blue)}
.art-chip{font-size:11.5px;font-weight:600;color:var(--red);background:#FDECEE;padding:4px 10px;border-radius:99px}
.art-inset{width:100%;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;color:var(--white);font-weight:600;font-size:15px;background:linear-gradient(150deg,var(--blue),var(--blue-deep))}
.art-inset__ico{width:56px;height:56px}

/* Soluciones (panel oscuro) */
.solutions__kicker{font-size:15px;font-weight:600;color:var(--white)!important;margin-bottom:18px}
.tiles{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.tile{display:flex;flex-direction:column;justify-content:space-between;gap:28px;min-height:190px;padding:26px 24px;border-radius:22px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);transition:border-color .2s}
.tile:hover{border-color:rgba(255,255,255,.3)}
.tile__ico{width:50px;height:50px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;color:var(--white)}
.tile__ico svg{width:24px;height:24px}
.tile__txt{font-size:18px;font-weight:500;line-height:1.35;color:var(--white);letter-spacing:-.01em}
.solutions__foot{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:48px;align-items:center;margin-top:48px;padding-top:36px;border-top:1px solid rgba(255,255,255,.12)}
.solutions__foot p{margin:0;max-width:620px}
.solutions__cta{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.solutions__cta-title{font-size:19px;font-weight:600;color:var(--white)!important}

/* Prestamistas */
.lenders__head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:64px;align-items:end;margin-bottom:48px}
.lenders__head .h2,.lenders__head .lead{margin:0}
.marquee{display:flex;overflow:hidden;padding:26px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee__track{list-style:none;display:flex;flex:none;animation:marquee 46s linear infinite}
.marquee__track li{display:flex;align-items:center;font-size:clamp(24px,2.6vw,36px);font-weight:600;letter-spacing:-.03em;color:#8E98AF;white-space:nowrap;padding:0 30px}
.marquee__track li::after{content:"";width:9px;height:9px;border-radius:50%;background:var(--red);margin-left:60px;opacity:.85}
.marquee:hover .marquee__track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-100%)}}
.lenders__foot{display:flex;justify-content:space-between;align-items:center;gap:32px;margin-top:40px}
.lenders__foot p{margin:0;max-width:640px;font-size:17px;color:var(--ink)}
.lenders__legal{font-size:12.5px;color:var(--muted);margin-top:28px;margin-bottom:0}
.lenders{padding-bottom:40px}
.lenders + .who{padding-top:80px}

/* Who we are */
.who__grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:72px;align-items:start}
.who__copy p:not(.lead){max-width:640px}
.goal-card{background:var(--blue);color:var(--white);border-radius:var(--radius-xl);padding:38px;position:relative;overflow:hidden}
.goal-card::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;border:34px solid rgba(255,255,255,.07)}
.goal-card__ico{width:52px;height:52px;border-radius:50%;background:var(--white);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:24px}
.goal-card__ico svg{width:26px;height:26px}
.goal-card__title{color:var(--white);font-size:26px}
.goal-card p{color:rgba(255,255,255,.88);font-size:17px}
.goal-card__strong{font-weight:600;color:var(--white)!important;font-size:20px!important;margin:0}
.ask-card{margin-top:16px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius-xl);padding:32px}
.ask-card h3{font-size:22px}
.ask-card .btn-row{margin-top:18px}

/* Banda counseling */
.band__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.95fr);gap:56px;align-items:center;padding-top:96px;padding-bottom:96px}
.band__overline{font-size:15px;font-weight:600;color:#A9B9FF!important;margin:0 0 10px}
.glass-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius-lg);padding:32px;backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px)}
.glass-card__title{color:var(--white);font-size:20px;margin-bottom:20px}
.glass-card .checklist{margin:0}
.band__after{display:flex;justify-content:space-between;align-items:center;gap:32px;padding-top:44px}
.band__after p{margin:0;max-width:560px;font-size:17px}
.band__after-cta{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.band__after-cta strong{color:var(--ink);font-size:20px;letter-spacing:-.01em}

/* Take control */
.control__grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:80px;align-items:start}
.control__next{font-size:22px;font-weight:600;color:var(--ink);margin-top:28px}

/* CTA band */
.cta-band__inner{max-width:820px;margin:0 auto;text-align:center;padding:110px var(--gutter)}
.cta-band p{color:rgba(255,255,255,.85);font-size:18px}

/* Bloque de contacto */
.contact-block__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:72px;align-items:start}
.contact-cards{list-style:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.contact-card{background:var(--white);border-radius:var(--radius-lg);padding:28px;display:flex;flex-direction:column;gap:6px}
.contact-card__ico{width:48px;height:48px;border-radius:50%;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.contact-card__ico svg{width:22px;height:22px}
.contact-card__label{font-size:13.5px;color:var(--muted)}
.contact-card__value{font-size:17px;font-weight:600;color:var(--ink);line-height:1.4;word-break:break-word}
.hours{margin:4px 0 0;display:grid;gap:6px;font-size:14.5px}
.hours div{display:flex;justify-content:space-between;gap:12px}
.hours dt{color:var(--muted)}
.hours dd{margin:0;color:var(--ink);font-weight:600;text-align:right}
.hours--dark dt{color:rgba(255,255,255,.6)}
.hours--dark dd{color:var(--white)}

/* =====================================================================
   INTERIORES
   ===================================================================== */
.intro-split{padding-bottom:40px}
.intro-split__grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:64px;align-items:start}
.note-card{background:var(--white);border-radius:var(--radius-lg);padding:32px;border-top:4px solid var(--blue)}
.note-card__title{font-size:22px;letter-spacing:-.02em}
.note-card__strong{font-weight:600;color:var(--ink);font-size:19px;margin:0}
.note-card .btn{margin-top:8px}

/* About */
.belief__grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:72px;align-items:center}
.belief__quote{font-size:clamp(24px,2.5vw,34px);font-weight:500;line-height:1.25;letter-spacing:-.025em;color:var(--ink);border-left:3px solid var(--red);padding-left:28px;margin:0}
.belief__cta{font-size:19px;font-weight:600;color:var(--ink);margin:24px 0 16px}
.mission__statement{font-size:clamp(20px,1.8vw,24px);line-height:1.4;color:var(--white)!important;font-weight:500;margin:0}
.questions{list-style:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.question{display:flex;gap:16px;align-items:center;padding:18px 22px;border-radius:18px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);color:var(--white);font-size:17px;font-weight:500;line-height:1.4}
.question__mark{width:36px;height:36px;flex:none;border-radius:50%;background:var(--red);color:var(--white);display:flex;align-items:center;justify-content:center;font-weight:700}
.pressure__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:72px;align-items:start}
.pressure__grid .btn{margin-top:12px}
.company{padding-top:0}
.company__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:72px;align-items:start}
.list-card{background:var(--white);border-radius:var(--radius-xl);padding:40px}
.list-card__title{font-size:19px;line-height:1.35;letter-spacing:-.01em;margin-bottom:22px}
.list-card__note{color:var(--muted);font-size:15px}
.list-card__cta{font-size:19px;font-weight:600;color:var(--ink);margin:24px 0 14px}
.experience{padding-top:40px}
.experience__kicker{font-size:15px;font-weight:600;color:var(--ink);margin-bottom:18px}
.pillars{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.pillar{background:var(--white);border-radius:var(--radius-lg);padding:30px 28px}
.pillar__ico{width:54px;height:54px;border-radius:50%;background:var(--blue);color:var(--white);display:flex;align-items:center;justify-content:center;margin-bottom:28px}
.pillar__ico svg{width:26px;height:26px}
.pillar__title{font-size:20px;letter-spacing:-.02em}
.pillar p{margin:0;font-size:15.5px}
.free-note{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:64px;background:var(--white);border-radius:var(--radius-xl);padding:64px}
.free-note__fine{font-size:14.5px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin:8px 0 0}

/* How it works */
.timeline{list-style:none;counter-reset:none}
.step{position:relative;display:grid;grid-template-columns:56px minmax(0,1fr);gap:28px;padding-bottom:28px}
.step:not(:last-child)::before{content:"";position:absolute;left:27px;top:64px;bottom:0;width:2px;background:linear-gradient(var(--blue),var(--line))}
.step__num{width:56px;height:56px;border-radius:50%;background:var(--blue);color:var(--white);font-size:22px;font-weight:600;display:flex;align-items:center;justify-content:center;position:relative;z-index:1}
.step--last .step__num{background:var(--red)}
.step__body{background:var(--white);border-radius:var(--radius-xl);padding:40px}
.step__label{font-size:14.5px;font-weight:600;color:var(--blue);margin-bottom:10px}
.step__em{font-size:18px;font-weight:600;color:var(--ink)}
.option-cards{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:8px 0 28px}
.option-card{background:var(--mist);border-radius:20px;padding:26px}
.option-card__ico{width:46px;height:46px;border-radius:50%;background:var(--white);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.option-card__ico svg{width:22px;height:22px}
.option-card h4{font-size:18px;line-height:1.25;letter-spacing:-.015em}
.option-card p{font-size:15px}
.v-steps{list-style:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.v-step{padding:32px;border-radius:22px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1)}
.v-step__num{width:40px;height:40px;border-radius:50%;background:var(--red);color:var(--white);display:inline-flex;align-items:center;justify-content:center;font-weight:600;margin-bottom:18px}
.v-step h3{color:var(--white);font-size:21px}
.v-step .checklist{margin:0}
.validation__cta{display:flex;flex-wrap:wrap;align-items:center;gap:24px;margin-top:40px}
.validation__cta .fine{margin:0}
.deep{padding-bottom:40px}
.deep__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.deep-card{background:var(--white);border-radius:var(--radius-xl);padding:44px}
.ready__grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:72px;align-items:center}
.no-need{list-style:none;display:grid;gap:0;margin-top:12px}
.no-need li{font-size:19px;font-weight:500;color:var(--ink);padding:16px 0;border-bottom:1px solid var(--line)}
.no-need li:last-child{border-bottom:0}

/* Forgiveness */
.alone__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:72px;align-items:start}
.alone__em{font-size:20px;font-weight:600;color:var(--white)!important}
.compare__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.compare-card{background:var(--white);border-radius:var(--radius-lg);padding:34px;border:1.5px solid transparent}
.compare-card--focus{border-color:var(--blue)}
.compare-card h3{font-size:22px}
.compare-card p{margin:0}

/* Contact */
.contact-main{padding-top:40px}
.contact-main__grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:72px;align-items:start}
.contact-main__form{position:sticky;top:110px}
.contact-main__em{font-size:20px;font-weight:600;color:var(--ink)}
.contact-main__call{font-weight:600;color:var(--ink)}
.office__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:start;padding-top:90px;padding-bottom:90px}
.office__list{list-style:none;display:grid;gap:18px;margin:28px 0}
.office__list li{display:flex;gap:14px;align-items:flex-start}
.office__list svg{width:22px;height:22px;flex:none;color:var(--blue);margin-top:3px}
.office__list strong{display:block;font-size:13.5px;font-weight:600;color:var(--muted)}
.office__list span{color:var(--ink);font-weight:500}
.office__map{border-radius:var(--radius-lg);overflow:hidden;background:var(--white)}
.office__map iframe{width:100%;height:280px;border:0}

/* Apply / Thank you */
.mini-steps{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:0 0 28px}
.mini-steps li{background:var(--white);border-radius:var(--radius-lg);padding:30px}
.mini-steps__n{width:42px;height:42px;border-radius:50%;background:var(--blue);color:var(--white);display:inline-flex;align-items:center;justify-content:center;font-weight:600;margin-bottom:20px}
.mini-steps h3{font-size:20px}
.mini-steps p{margin:0;font-size:15.5px}
.next-steps .h2.center{margin-bottom:48px}
.thanks{min-height:560px;align-items:center}
.thanks__inner{text-align:center;padding-top:160px;padding-bottom:90px;display:flex;flex-direction:column;align-items:center}
.thanks__inner .page-hero__lead{margin-left:auto;margin-right:auto}
.thanks__check{width:76px;height:76px;border-radius:50%;background:var(--white);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:28px}
.thanks__check svg{width:44px;height:44px}
.error-code{font-size:120px;font-weight:700;line-height:1;letter-spacing:-.05em;color:rgba(255,255,255,.18);margin:0}

/* Blog */
.post-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.post-card{background:var(--white);border-radius:var(--radius-lg);overflow:hidden;display:flex;flex-direction:column}
.post-card__media{display:block;aspect-ratio:3/2;background:var(--ink);position:relative;overflow:hidden}
.post-card__media img{width:100%;height:100%;object-fit:cover}
.post-card__ph{position:absolute;inset:0;background:linear-gradient(140deg,#0E2766,#071430)}
.post-card__body{padding:26px}
.post-card__meta{font-size:13.5px;color:var(--muted);margin-bottom:8px}
.post-card__title{font-size:21px;line-height:1.2}
.post-card__title a{color:var(--ink)}
.pager{margin-top:48px;display:flex;gap:8px;justify-content:center}
.pager .page-numbers{padding:10px 16px;border-radius:999px;background:var(--white);color:var(--ink);font-weight:600}
.pager .current{background:var(--blue);color:var(--white)}
.empty{background:var(--white);border-radius:var(--radius-xl);padding:56px;text-align:center}
.empty .btn{margin-top:12px}
.article-cta{margin-top:56px;background:var(--white);border-radius:var(--radius-xl);padding:40px;border-top:4px solid var(--red)}

/* Prosa (páginas legales y artículos) */
.prose{background:var(--white);border-radius:var(--radius-xl);padding:56px;font-size:17px}
.prose h2{font-size:28px;margin:1.6em 0 .5em}
.prose h3{font-size:22px;margin:1.4em 0 .4em}
.prose h2:first-child,.prose h3:first-child{margin-top:0}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.4em}
.prose a{text-decoration:underline}
.prose table{width:100%;border-collapse:collapse;margin:1.5em 0;font-size:15.5px}
.prose th,.prose td{border-bottom:1px solid var(--line);padding:12px 10px;text-align:left}
.prose th{color:var(--ink)}
.prose blockquote{margin:1.5em 0;padding:4px 0 4px 24px;border-left:3px solid var(--red);font-size:19px;color:var(--ink)}
.prose__hero{border-radius:var(--radius-lg);margin-bottom:32px}
.prose .wp-block-button__link{background:var(--blue);color:var(--white);border-radius:999px;padding:14px 26px;text-decoration:none;font-weight:600}
.prose hr{border:0;border-top:1px solid var(--line);margin:2em 0}

/* =====================================================================
   HEADER
   ===================================================================== */
.site-header{position:absolute;top:16px;left:16px;right:16px;z-index:50;transition:background .25s,box-shadow .25s,top .25s}
.site-header__inner{max-width:calc(var(--maxw) + 80px);margin:0 auto;padding:22px 40px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.site-header.is-stuck{position:fixed;top:0;left:0;right:0;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);box-shadow:0 10px 30px -18px rgba(10,27,61,.35);animation:drop .3s ease}
.site-header.is-stuck .site-header__inner{padding-top:12px;padding-bottom:12px}
@keyframes drop{from{transform:translateY(-100%)}}
body.admin-bar .site-header.is-stuck{top:32px}

.logo{display:inline-flex;align-items:center;text-decoration:none!important;flex:none;line-height:0}
.logo__svg{height:54px;width:auto;display:block}
.logo--light{color:#FFFFFF;--logo-sub:#AEBBFF;--logo-ring:#4D6BFF}
.logo--dark,.is-stuck .logo--light{color:#0B1A3A;--logo-sub:#56627A;--logo-ring:#1D3FF2}

.nav__list{list-style:none;display:flex;gap:2px;padding:6px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}
.nav__list a{display:block;padding:10px 18px;border-radius:999px;font-size:14.5px;font-weight:500;color:rgba(255,255,255,.86);text-decoration:none!important;transition:background .2s,color .2s}
.nav__list a:hover{background:rgba(255,255,255,.1);color:var(--white)}
.nav__list .current-menu-item>a,.nav__list .current_page_item>a{background:var(--white);color:var(--ink)}
.nav__list .sub-menu{display:none}
.is-stuck .nav__list{background:var(--mist);border-color:var(--line)}
.is-stuck .nav__list a{color:var(--ink)}
.is-stuck .nav__list a:hover{background:var(--white)}
.is-stuck .nav__list .current-menu-item>a{background:var(--ink);color:var(--white)}

.site-header__actions{display:flex;align-items:center;gap:14px}
.header-phone{display:flex;align-items:center;gap:10px;color:var(--white);text-decoration:none!important}
.header-phone__ico{width:44px;height:44px;border-radius:50%;border:1px solid rgba(255,255,255,.25);display:flex;align-items:center;justify-content:center}
.header-phone__ico svg{width:18px;height:18px}
.header-phone__txt{display:flex;flex-direction:column;font-size:14.5px;font-weight:600;line-height:1.2}
.header-phone__txt small{font-size:12px;font-weight:500;opacity:.7}
.is-stuck .header-phone{color:var(--ink)}
.is-stuck .header-phone__ico{border-color:var(--line)}
.burger{display:none;width:46px;height:46px;border-radius:50%;border:1px solid rgba(255,255,255,.3);background:transparent;color:var(--white);cursor:pointer;align-items:center;justify-content:center}
.burger svg{width:22px;height:22px}
.is-stuck .burger{color:var(--ink);border-color:var(--line)}

.drawer{position:fixed;inset:0;z-index:100;background:rgba(7,20,48,.5);backdrop-filter:blur(4px)}
.drawer[hidden]{display:none}
.drawer__panel{position:absolute;top:0;right:0;bottom:0;width:min(400px,92vw);background:var(--white);padding:22px;display:flex;flex-direction:column;gap:24px;overflow:auto}
.drawer__top{display:flex;justify-content:space-between;align-items:center}
.drawer__close{width:44px;height:44px;border-radius:50%;border:1px solid var(--line);background:none;color:var(--ink);cursor:pointer;display:flex;align-items:center;justify-content:center}
.drawer__close svg{width:20px;height:20px}
.drawer__list{list-style:none}
.drawer__list a{display:block;padding:14px 4px;font-size:22px;font-weight:600;color:var(--ink);letter-spacing:-.02em;border-bottom:1px solid var(--line);text-decoration:none!important}
.drawer__list .current-menu-item a{color:var(--blue)}
.drawer__cta{display:grid;gap:10px;margin-top:auto}
.drawer__cta .btn{justify-content:space-between}

/* =====================================================================
   FOOTER
   ===================================================================== */
.site-footer{padding:16px}
.site-footer__panel{background:var(--night) url(../img/topo.svg) center/cover;border-radius:var(--radius-xl);padding:96px 0 32px;color:rgba(255,255,255,.72)}
.footer-top{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,.8fr) minmax(0,1.1fr) minmax(0,1fr);gap:48px;padding-bottom:56px}
.footer-brand p{margin:22px 0 26px;max-width:360px}
.footer-col__title{font-size:16px;font-weight:600;color:var(--white);margin:0 0 20px;letter-spacing:-.01em}
.footer-links{list-style:none;display:grid;gap:10px}
.footer-links a{color:rgba(255,255,255,.75);font-size:15px}
.footer-links a:hover{color:var(--white)}
.footer-contact{list-style:none;display:grid;gap:14px;font-size:15px}
.footer-contact li{display:flex;gap:12px;align-items:flex-start}
.footer-contact svg{width:18px;height:18px;flex:none;color:#A9B9FF;margin-top:3px}
.footer-contact a{color:rgba(255,255,255,.85);word-break:break-word}
.footer-disclaimer{border-top:1px solid rgba(255,255,255,.12);padding:32px 0}
.footer-disclaimer p{margin:0;font-size:13px;line-height:1.75;color:rgba(255,255,255,.55);max-width:1100px}
.footer-disclaimer a{color:rgba(255,255,255,.8);text-decoration:underline}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);padding-top:24px;font-size:13.5px;color:rgba(255,255,255,.5)}
.footer-bottom p{margin:0}
.footer-legal{list-style:none;display:flex;gap:20px}
.footer-legal a{color:rgba(255,255,255,.7)}

.mobile-cta{display:none}
.form-missing{background:rgba(255,255,255,.08);border-radius:22px;padding:32px}

/* =====================================================================
   RESPONSIVE
   ===================================================================== */
@media (max-width:1180px){
  .nav{display:none}
  .burger{display:inline-flex}
  .header-phone__txt{display:none}
  .tiles{grid-template-columns:repeat(2,minmax(0,1fr))}
  .pillars{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer-top{grid-template-columns:repeat(2,minmax(0,1fr))}
  .option-cards{grid-template-columns:1fr}
}
@media (max-width:980px){
  .sec{padding:84px 0}
  .sec--tight{padding:16px 0}
  .home-hero__grid,.page-hero--split .page-hero__grid{grid-template-columns:1fr;padding-top:130px;gap:40px}
  .home-hero__form,.page-hero__aside{justify-self:stretch;max-width:560px}
  .split-head,.about-split__grid,.who__grid,.band__grid,.control__grid,.contact-block__grid,.lenders__head,
  .intro-split__grid,.belief__grid,.pressure__grid,.company__grid,.free-note,.ready__grid,.alone__grid,
  .contact-main__grid,.office__grid,.deep__grid,.compare__grid{grid-template-columns:1fr;gap:36px}
  .split-head{margin-bottom:40px}
  .solutions__foot,.lenders__foot,.band__after{grid-template-columns:1fr;display:grid;gap:24px}
  .v-steps,.mini-steps,.post-grid{grid-template-columns:1fr}
  .questions{grid-template-columns:1fr}
  .free-note{padding:40px}
  .contact-main__form{position:static}
  .collage{max-width:560px}
  .panel--dark{padding:80px 0}
}
@media (max-width:760px){
  :root{--gutter:20px}
  body{font-size:16px;padding-bottom:72px}
  .panel{margin:0 8px;border-radius:22px}
  .panel--hero{margin-top:8px}
  .site-header{top:8px;left:8px;right:8px}
  .site-header__inner{padding:16px 18px}
  .header-cta,.header-phone{display:none}
  .logo__svg{height:42px}
  .home-hero__grid,.page-hero__grid{padding-top:116px;padding-bottom:48px}
  .page-hero{min-height:0}
  .tiles,.pillars,.contact-cards,.checklist--cols{grid-template-columns:1fr}
  .tile{min-height:0;flex-direction:row;align-items:center;gap:16px;padding:18px}
  .step{grid-template-columns:1fr;gap:14px}
  .step:not(:last-child)::before{display:none}
  .step__body,.deep-card,.list-card,.prose{padding:28px 22px}
  .free-note{padding:28px 22px}
  .btn-row .btn{width:100%;justify-content:space-between}
  .footer-top{grid-template-columns:1fr}
  .site-footer{padding:8px}
  .site-footer__panel{border-radius:22px;padding-top:64px}
  .cta-band__inner{padding:72px var(--gutter)}
  .float-card{left:0;top:-8px}
  .collage{padding-left:0}
  .mobile-cta{position:fixed;left:10px;right:10px;bottom:10px;z-index:60;display:flex;align-items:center;justify-content:center;min-height:54px;border-radius:999px;background:var(--blue);color:var(--white);font-weight:600;text-decoration:none!important;box-shadow:0 14px 30px -12px rgba(31,63,209,.7);transform:translateY(140%);transition:transform .3s ease}
  .mobile-cta.is-on{transform:none}
  body.admin-bar .site-header.is-stuck{top:46px}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .marquee__track{animation:none}
  .marquee{flex-wrap:wrap;-webkit-mask-image:none;mask-image:none}
  .marquee__track[aria-hidden]{display:none}
  .marquee__track{flex-wrap:wrap;row-gap:12px}
  .site-header.is-stuck{animation:none}
  .btn__ico,.mobile-cta{transition:none}
}

/* Ajustes v1.0.0 tras revisión visual */
.contact-card--hours{grid-column:1/-1}
.contact-card--hours .hours{max-width:420px}
.hours--dark div{flex-direction:column;gap:0}
.hours--dark dd{text-align:left}