Private student loan relief

Struggling With Private Student Loan Payments? Discover a Way Forward.

Private student loan debt can follow you long after college. If you're a former student dealing with overwhelming monthly payments, a balance that barely changes, or collection calls that leave you wondering what to do next, Private Student Loan Freedom can help you explore a clearer path forward.

Get answers. Explore your options. Take the next step.

Free consultation

Check your eligibility

Tell us about your private student loans. It takes about two minutes and the consultation is free.

Important: we only assist with private student loans, not federal loans.

Your loans

Choose the range closest to your total private student loan balance.

  • Secure
  • Free consultation
  • No obligation
Former student reviewing private student loan payments
Cosigner talking with a counselor

Former students and cosigners

Private Student Loan Help for Former Students and Cosigners

If you cosigned a private student loan for someone else, you may also have questions about your payment obligations, account status, or possible options for relief.

Private Student Loan Freedom helps borrowers and cosigners understand their unique situations and explore potential solutions based on their circumstances.

We'll start by learning about your loans, payments, account concerns, and financial challenges. Then, we'll help you identify services and strategies worth exploring.

Private student loan solutions that fit your situation

Your Loans Are Unique. Your Options Should Be, Too.

No two private student loan situations are exactly alike. At Private Student Loan Freedom, we help borrowers and cosigners explore available services based on their individual needs.

Depending on your circumstances, options may include:

  • Private student loan counseling
  • Payment and repayment strategy reviews
  • Private student loan relief options for co-borrowers
  • Debt validation reviews, where applicable
  • Hardship-related options
  • Consolidation or refinancing considerations
  • Guidance for understanding collection-related concerns
  • Addressing changing variable interest rates

Our focus is helping you understand your situation and identify potential next steps before making important financial decisions.

Find Out What Options You Could Explore.

Explore your options

Private student loan lenders & servicers

Is Your Lender on the List? Let's Talk About Your Loans.

Private Student Loan Freedom connects borrowers with resources for private student loans associated with lenders and servicers such as:

  • Sallie Mae
  • Navient
  • Earnest
  • Wells Fargo
  • Firstmark Services
  • College Ave
  • SoFi
  • Ascent
  • Citizens Bank
  • PNC Bank

Don't see your lender listed? Reach out anyway. Our network works with all private student loans across lenders and servicers.

Check your eligibility

Who we are

Private Student Loan Freedom: A Clearer Way to Explore Your Options

Private student loans can be difficult to navigate. Between complicated loan agreements, changing balances, variable interest rates, payment histories, servicing records, and collection activity, knowing what to do next isn't always easy.

When you're already feeling financial pressure, sorting through it all alone can make things even harder.

Private Student Loan Freedom helps borrowers and cosigners take a closer look at their circumstances, understand potential options, and feel more prepared to make their next decision.

We combine personalized guidance with services offered through independent network providers when appropriate.

Depending on your situation, your review may include loan information, account history, payment records, collection communications, and other available documentation.

Our private student loan services

Private student loan counseling

Understand Your Payments. Explore a Better Way Forward.

Private student loan payments can put real pressure on your monthly budget, especially when you're balancing other financial responsibilities.

Whether you're facing high payments, rising variable interest rates, multiple loans, a change in income, confusing account details, delinquency, or questions about cosigner relief, Private Student Loan Freedom can help you take a closer look at your situation.

Our counseling process can help you:

  • Review your current private student loan obligations
  • Better understand your payment and repayment circumstances
  • Identify account questions or potential concerns
  • Explore available relief options for former student & co-signer
  • Compare potential solutions and important considerations
  • Establish a clearer direction for your next financial decision
  • Explore potential ways to reduce your monthly payments by up to 50%

Your situation deserves individual attention. We don't assume one approach works for everyone.

Let's Find Out What May Work for You. Get personalized guidance

Take control of your private student loan situation

You Don't Have to Figure Everything Out on Your Own.

High monthly payments, confusing balances, collection calls, multiple loans, and unanswered questions can make private student loan debt feel like a constant burden.

Whether you're a former college student trying to get your payments under control or a cosigner looking for answers, Private Student Loan Freedom can help you begin with one important step: understanding where you stand.

From there, you can explore your options, ask questions, and decide which direction makes sense for you.

Your Next Step Starts Here.

Start with a conversation. Move forward with clarity.

Private Student Loan Help Starts Here.

Understand your loans. Explore potential solutions. Take your next step with greater confidence.

Don't let unanswered questions keep you from exploring your options. Connect with Private Student Loan Freedom today.

We're here to help you explore your options

Take the First Step Toward Understanding Your Private Student Loans.

Have questions about your payments, your account, or your responsibilities as a cosigner? Get in touch with Private Student Loan Freedom to start the conversation.

Get your free consultation