About us
Still Paying for College? Find Out What Relief Options You Could Explore.
Private student loan debt doesn't always end with graduation. When monthly payments feel unmanageable, balances refuse to go down, or you're unsure where to turn, finding a way forward can feel overwhelming.
Whether you're a former college student still dealing with private student loans or a cosigner searching for answers, Private Student Loan Freedom helps you understand your situation and, when appropriate, connect with independent providers offering services or strategies for eligible debt.
At Private Student Loan Freedom, we believe meaningful progress starts with understanding your situation—not with unrealistic promises.
Our focus is on education, clear communication, and helping you make informed decisions about your financial future.
Take the First Step Toward Clarity
Get your free consultationOur mission
Helping Borrowers and Cosigners Find a Way Forward
Our mission is simple:
Help borrowers and cosigners understand their private student loan obligations, explore potential ways to manage their debt, and make informed decisions about what comes next.
You may be asking yourself:
- Is there a better way to manage my monthly payments?
- Can I remove a co-borrower from my loans?
- Would consolidation or refinancing make sense for me?
- What should I do about collection communications?
- How can I manage a variable interest rate that keeps increasing?
- Is there a way to finally resolve my private student loan debt?
- Why does my balance keep growing instead of shrinking?
You deserve answers before deciding which financial services to consider. That's why Private Student Loan Freedom focuses on explaining how potential options work, why they may be relevant, how the process works, and what limitations may apply.
No Pressure. Just a Clearer Understanding of Your Options.
Your financial circumstances are unique. An option that works for one borrower or cosigner may not be right for someone else.
We help you explore potential next steps based on your situation, so you can make a decision that feels right for you.
Talk with a counselorAbout our company
A Better Place to Start When Loan Questions Feel Complicated
Private Student Loan Freedom is a private student loan payment relief consulting organization dedicated to helping consumers navigate the challenges of private student loan debt.
Since 2016, our organization and provider network have helped consumers explore potential approaches to managing their outstanding private student loan obligations.
We start by learning about your circumstances and, when appropriate, connecting you with independent providers that may offer services relevant to your needs.
Depending on your situation and the provider involved, available services may include:
- Private student loan counseling
- Payment and repayment strategy reviews
- Account and documentation reviews
- Debt validation consulting, where applicable
- Hardship-related relief options
- Consolidation or refinancing considerations
- Other available debt-relief or loan modification services
The right service depends on your individual circumstances.
Get the Information You Need to Make Your Next Move.
Explore your optionsOur experience
It Starts with Listening to Your Situation.
Since 2016, our organization and provider network have helped consumers explore potential approaches to their private student loan obligations.
We understand that you aren't simply looking for someone to tell you what to do. You want someone who will listen, explain the process, and help you understand the choices available to you.
That's why Private Student Loan Freedom focuses on:
-
Personalized Conversations
Your circumstances matter. We take the time to understand your loans, financial concerns, and questions.
-
Clear, Straightforward Communication
We explain processes and potential options in everyday language, making complicated loan questions easier to navigate.
-
Practical Next Steps
Once you understand your options, you can decide whether moving forward makes sense for you.
-
Respect for Your Decisions
Your consultation is an opportunity to learn more and ask questions. It doesn't require you to purchase a service.
Your initial inquiry is free
Get Answers Before Deciding What's Next.
You shouldn't have to commit to a service just to start asking questions.
Your initial inquiry and consultation are offered at no cost.
During your first conversation, you can explain your private student loan concerns, ask questions, and learn whether a closer review of your situation may be appropriate.
If a paid service is recommended or selected, review its applicable fees and terms before agreeing to proceed. Your initial consultation is free, even though some services may involve fees. We want you to understand the difference from the beginning.
Ready to Talk About Your Private Student Loans?
Take a few moments to submit your information online or call us directly. Start the conversation, explain what's happening, and find out what you may be able to explore.
Contact us
Let's Talk About Your Next Step.
Have questions about your private student loans, monthly payments, or responsibilities as a cosigner? Contact Private Student Loan Freedom to start exploring your options.
-
Office
530 Technology Dr. Ste. 100
Irvine, CA 92618 - Phone (888) 759-7274
- Email info@privatestudentloanfreedom.com
-
Business hours
- Monday to Friday
- 8:00 AM – 6:00 PM
- Saturday
- 8:00 AM – 6:00 PM
- Sunday
- Closed