Last updated: [MONTH DAY, YEAR]. These terms must be reviewed by counsel before the site goes live.
These Terms of Use govern your use of privatestudentloanfreedom.com, owned and operated by Joco Enterprises, LLC. By using the site, you agree to these terms.
What we do
Private Student Loan Freedom is a private student loan payment relief consulting organization. We are not a law firm, debt settlement company, debt consolidation company, or loan provider. We do not provide legal, tax, or financial advice, do not assume consumer debt, and do not make payments to creditors on your behalf. When appropriate, we connect you with an independent, vetted partner provider that offers services under its own business credentials.
No guarantee of results
Results vary based on individual financial circumstances, lender policies, and loan terms. Eligibility, program length, requirements, fees, and outcomes are not guaranteed. Private student loans generally do not qualify for federal forgiveness programs.
Consultation and fees
Your initial inquiry and consultation are free. If a paid service is recommended or selected, the provider will disclose its fees and terms in writing before you agree to proceed. You are never required to purchase a service.
Availability
Services are offered only to residents of the United States and are not available in all states.
Communications
Your consent to receive calls, text messages, and email is described in our Privacy Policy. You may revoke consent at any time.
Third-party information
Ratings, BBB accreditation, and 15+ years of industry tenure referenced on this site belong to our partner provider. Lender and servicer names are trademarks of their owners and are used only to identify loans; no affiliation or endorsement is implied.
Limitation of liability
The site and its content are provided «as is» for general information. To the extent permitted by law, we are not liable for indirect or consequential damages arising from your use of the site.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict-of-laws rules.
Contact
Questions about these terms: info@privatestudentloanfreedom.com · (888) 759-7274